Really loved this story -- because it invites a contextual distinction between what is mine and what is God's. For instance, a lay person's needs may be huge compared to St. Francis. So a lay person may identify a much higher percentage as my money, and a small percentage as God's money. In fact, even Shlomo (if I'm not mistaken) never accumulated any money from one day to another -- so I'd imagine he might cite 99% of his money as God's money. All to say, the story is beautiful, because it offers meaning to the entire spectrum of needs. :)