I've been there too. After my husband's business went bust, I started a private blog called "Never Again" about a year of learning to live with severe debt and money problems - and within a few months it turned into a Year of Grace. I learned to ask, I learned to accept. Miracles happened - a £20k debt "went missing" completely, someone gave us a holiday, someone even gave us a car. The gift of giving is immense - the art of receiving gratefully and learning to live trusting that we will get what we need is a lesson we are blessed to have... Loved this article...