Hi Nipun, thanks for the lovely insight about time.However,from the various comments of readers, I feel that the importance of giving money has been altogether ignored by most of them, whereas you have nowhere suggested that giving time is the substitute of giving money.I feel one needs to use his discretion carefully and give money and time based on the express need of a demanding situation. Giving money and giving time are both complementary to each other.Christ said ,"It is more blessed to give than to receive. " This no doubt refers to money and so many people including me have experienced the truth of Christ words in their lives on implementing it by providing money help to the needy.When someone goes to give money to a needy person he is also giving his own time to help him .May God bless you richly..With regards, Peevee