Thank you for pointing out the 'profit from poverty' mentality. So few see this. Micro-financing agencies supposedly are helping the poor but are replacing the old money-lender who atleast had a human relationship with the borrowers by impersonal systems that self-perpetuate themselves with 50% margins and double-digit growth rates, and no human connection at all. The business rush to get to the fortune at the so-called "bottom of the pyramid" has been another such misguided effort. The people at the 'bottom of the ECONOMIC pyramid" are often at the 'Top of the Creativity pyramid" and maybe even the sustainability pyramid, so to only see them as a source for the fortune/profits for corporations is just such a limited worldview. Thanks for articulating your thoughts and making clearer distinctions.